Ajay Khole's Financial Services | Dhan Rekha

A Product with Guaranteed Benefits and Limited Premium Payment option.

Guaranteed Money Back at Every 5 Years after completion of Half of the Policy Term

Guaranteed Additions with Sum Assured at the time of Maturity

Single Premium and Limited Premium Payment options are available

Advantages

Lower Premium for Female Lives

Premium Waiver Benefit Rider is available

Eligibility Criteria:

Age At Entry

Term		20	30	40
Minimum		8 Yrs	3 Yrs	90 Days
Maximum	Single Premium	60 Yrs	50 Yrs	40 Yrs
Maximum	Limited Premium	55 Yrs	45 Yrs	35 Yrs

Age At Maturity

Term		20	30	40
Minimum		28 Yrs	33 Yrs	40 Yrs
Maximum	Single Premium	80 Yrs
	Limited Premium	75 Yrs

Policy Terms Available: 20, 30 and 40 Years

Premium Paying Terms Available: Single Premium, Limited Premium Paying Term i.e. Half of the Policy Term

Below Riders are Available:

Accident Benefit Rider
Accident Death and Disability Rider
Premium Waiver Benefit Rider
New Term Assurance Rider
New Critical Illness Benefit Rider

Guaranteed Benefits:

Survival Benefits (% of Basic Sum Assured) at Every 5 Years after completion of Half of the Policy Term

Term	End of 10th Year	End of 15th Year	End of 20th Year	End of 25th Year	End of 30th Year	End of 35th Year
20	10%	10%	-	-	-	-
30	-	15%	15%	15%	-	-
40	-	-	20%	20%	20%	20%

Maturity Benefit : Guaranteed Additions with Sum Assured at the time of Maturity
Death Benefit:
For Single Premium > 125% of Basic Sum Assured +Accrued Guaranteed Additions
For Limited Premium > Higher of 125% of Basic Sum Assured or 7 times of the Annualized Premium.